<?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/' xmlns:georss='http://www.georss.org/georss'><id>tag:blogger.com,1999:blog-13058975</id><updated>2009-11-15T01:24:29.700-08:00</updated><title type='text'>DisabilityKey Blog</title><subtitle type='html'></subtitle><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default'/><link rel='alternate' type='text/html' href='http://www.disabilitykey.com/blog/'/><link rel='hub' href='http://pubsubhubbub.appspot.com/'/><link rel='next' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default?start-index=26&amp;max-results=25'/><link rel='http://schemas.google.com/g/2005#feed' type='application/atom+xml' href='http://www.disabilitykey.com/blogatom.xml'/><author><name>Carolyn Magura</name><uri>http://www.blogger.com/profile/11356868391326749951</uri><email>csmagura@yahoo.com</email></author><generator version='7.00' uri='http://www.blogger.com'>Blogger</generator><openSearch:totalResults>82</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>25</openSearch:itemsPerPage><entry><id>tag:blogger.com,1999:blog-13058975.post-1638871920631837818</id><published>2009-06-25T16:47:00.000-07:00</published><updated>2009-06-25T16:53:45.006-07:00</updated><title type='text'>DisabilityKey's Process REALLY WORKS!</title><content type='html'>For those of you new to DisabilityKey's information and process, you may be asking yourself - does the process really work?  The short answer is YES - it does!  HOWEVER, most of the work is yours - using the process established that assists your to document your symptom impairments, and to get corroboration about your symptom impairments on your normal daily living activities, from your support network - including doctors.&lt;br /&gt;&lt;br /&gt;Here is a current testimonial from a successful client.  Please pay particular attention to what she says about HOW she "worked the process":&lt;br /&gt;&lt;br /&gt;&lt;span style="font-style:italic;"&gt;&lt;blockquote&gt;june 24, 2009&lt;br /&gt;&lt;br /&gt;dear carolyn,&lt;br /&gt;&lt;br /&gt;this letter comes as a huge THANK YOU for all that you are and all that you do to help those of us suffering deeply from m.s. and the financial toll that comes with it. i am so very grateful to the m.s. society for passing your name along to me when i was at the beginning of the disability application process. i had assumed that i would need an attorney, but i knew that i could not afford one. then i simply assumed that i would be denied. at that point, i had no idea what i was going to do.&lt;br /&gt;&lt;br /&gt;one phone call to you changed all of this for me. your demeanor, your unfailing sense of hope and dignity, and your selfless kindness saved me. you shared with me (and my father) information about your program. you gave us the facts we needed to know, and you answered all of our questions. when i met with you to begin the process, i felt at ease and very comfortable. you explained everything to me in a way that my brain could process, and you assured me that you would help me along, every step of the way. you were true to your word.&lt;br /&gt;&lt;br /&gt;your system, quite simply, just makes sense. the more information we provide to the state, the more likely we are to get the result we so desperately need. after our meeting, i went to work on all the things you suggested i put into my disability application packet. it did take time to do -- getting all the medical records, writing essays on the different elements of my life affected by m.s., asking friends and clients to write letters on my behalf, etc -- but when it was all completed and put into a binder and sent off to the social security office, i felt like i had done everything possible to prove my case.&lt;br /&gt;&lt;br /&gt;to make matters just a little more complicated, i received my entire binder returned back to me in the mail just days later! i panicked. i knew that i was not going to get approved if the case worker did not have all of the supporting documentation that i had provided. i placed a stressed phone call to carolyn. "help me, carolyn. what do i do now?"  she took charge of the moment again, assuring me that we were doing the right thing, and telling me exactly what to do in response to this "glitch." she had me contact my state senator and representatives, and open a case in each office regarding my disability application process. carolyn then helped me write a new letter to the social security department; in essence, telling them that i had done this extra work to make their job easier, and that i now had opened cases in the government's offices. carolyn had me reference the case numbers of each of the senator/representative files at the end of the letter. having done all that, i then re-sent my application packet.&lt;br /&gt;&lt;br /&gt;i received an approval in less than 8 weeks!!!&lt;br /&gt;&lt;br /&gt;that would never, never, never have happened without the brilliant guidance and successful program created by you, carolyn. thanks to you, i can now focus on trying to get as healthy as possible instead of focusing on how i'm going to pay the heating bill and the mounting medical bills. none of this is easy, but to have someone like you out there, fighting for us every single day, it just makes it less stressful and more hopeful. those are good things for someone dealing with m.s.&lt;br /&gt;&lt;br /&gt;i now worry about those people out there who have never heard about carolyn magura and your program -- and who, most definitely, are getting disability rejections over and over again. your program is a blessing -- a blessing that you bestow, smile on face, to all of us who are in need and who have been lucky enough to hear about you. i was one of the lucky ones.&lt;br /&gt;&lt;br /&gt;carolyn magura, you gave me back my life.&lt;br /&gt;&lt;br /&gt;with a heart full of gracious gratitude,&lt;br /&gt;layne ann lakefish&lt;/blockquote&gt;&lt;/span&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/13058975-1638871920631837818?l=www.disabilitykey.com%2Fblog'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/1638871920631837818/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=13058975&amp;postID=1638871920631837818' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/1638871920631837818'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/1638871920631837818'/><link rel='alternate' type='text/html' href='http://www.disabilitykey.com/blog/2009/06/disabilitykeys-process-really-works.html' title='DisabilityKey&apos;s Process REALLY WORKS!'/><author><name>Carolyn Magura</name><uri>http://www.blogger.com/profile/11356868391326749951</uri><email>csmagura@yahoo.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='01511514866350383143'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-13058975.post-3403818451058941626</id><published>2009-06-23T23:57:00.000-07:00</published><updated>2009-06-24T00:01:17.496-07:00</updated><title type='text'>What if I don't qualify for SSDI or SSI?</title><content type='html'>I'll often get an inquiry from someone who qualifies for neither SSDI NOR SSI.  Here's what I recommend that they do:&lt;br /&gt;&lt;br /&gt;I'm so sorry for the reply that I'm going to have to give you, but - as you can see for yourself at the end of the Summary ebooklet I created about disability insurances - you cannot qualify for SS disability insurance without paying into the system for enough credits.  AND, with your husband earning as much as you anticipate, your family income will probably exclude you from SSI also.&lt;br /&gt;&lt;br /&gt;I'd HIGHLY recommend that you and hubby NOT waste $ on disability attorney; and, you NOT waste your energy trying to qualify for a disability insurance at this time.&lt;br /&gt;&lt;br /&gt;INSTEAD, I'd highly recommend that you read the  pdf ebooklet that I created entitled "I'm disabled not UNabled!"  Using the info therein, figure out what you CAN and CANNOT do.  Then you can be better equipped to find a job that you can do, based on your unique qualifications.&lt;br /&gt;&lt;br /&gt;To get one or both of these FREE ebooklets, please email me and request it/them, and I'll send them to you.&lt;br /&gt;&lt;br /&gt;BE PREPARED before you look for work!!&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/13058975-3403818451058941626?l=www.disabilitykey.com%2Fblog'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/3403818451058941626/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=13058975&amp;postID=3403818451058941626' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/3403818451058941626'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/3403818451058941626'/><link rel='alternate' type='text/html' href='http://www.disabilitykey.com/blog/2009/06/what-if-i-dont-qualify-for-ssdi-or-ssi.html' title='What if I don&apos;t qualify for SSDI or SSI?'/><author><name>Carolyn Magura</name><uri>http://www.blogger.com/profile/11356868391326749951</uri><email>csmagura@yahoo.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='01511514866350383143'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-13058975.post-762951061068280025</id><published>2009-06-02T02:19:00.000-07:00</published><updated>2009-06-02T02:22:22.234-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='DisabilityKey process progress.'/><title type='text'>I'm BACK!!</title><content type='html'>I've been away for a good long time, actually WORKING WITH over 4,000 folks with Disability Insurance questions WORLDWIDE!&lt;br /&gt;&lt;br /&gt;AND, the GREAT news is that for those who follow the process rigidly, our success rate of 1st time approval EXCEEDS any other Disability Advocacy entity that I have seen online or have heard of.&lt;br /&gt;&lt;br /&gt;So, please come aboard for the journey, and be SUCCESSFUL!&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/13058975-762951061068280025?l=www.disabilitykey.com%2Fblog'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/762951061068280025/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=13058975&amp;postID=762951061068280025' title='1 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/762951061068280025'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/762951061068280025'/><link rel='alternate' type='text/html' href='http://www.disabilitykey.com/blog/2009/06/im-back.html' title='I&apos;m BACK!!'/><author><name>Carolyn Magura</name><uri>http://www.blogger.com/profile/11356868391326749951</uri><email>csmagura@yahoo.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='01511514866350383143'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>1</thr:total></entry><entry><id>tag:blogger.com,1999:blog-13058975.post-6053393148414421585</id><published>2007-05-01T16:44:00.000-07:00</published><updated>2007-05-01T16:47:24.648-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Understanding MS'/><title type='text'>READ; Join if you have MS: cMSc; Consortium of MS Centers</title><content type='html'>This website is FANTASTIC. &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;#2, below, shows how to actually enroll into this Consortium, take a 30 page questionnaire, and continue to research YOUR TYPE of MS, like 31,800 other MSers have. &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;#2 post: Here's the link on this forum to the PATIENTS' REGISTRY page: &lt;br /&gt;&lt;br /&gt;http://www.mscare.org/cmsc/CMSC-NARCOMS-Information.html &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;On this page, the 4th bullet on the left side is the link to Enrollment; you can join and complete the 30 pg Q. &lt;br /&gt;&lt;br /&gt;The 3rd bullet is the link to current and past articles within the issue of MSQR: MS Quarterly Report. &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;#1 post: During my research on Health Care Provider Education, I found this fantistic website: Consortium of MS Centers. &lt;br /&gt;&lt;br /&gt;I joined, and got access to what's available. Here are links to various locations within this very valuable website: &lt;br /&gt;&lt;br /&gt;Home Page for cMSc: Consortium of MS Centers &lt;br /&gt;&lt;br /&gt;http://www.mscare.org/cmsc/index.php &lt;br /&gt;&lt;br /&gt;How to apply for SSDI &lt;br /&gt;http://www.mscare.org/cmsc/images/pdf/ssdi.pdf &lt;br /&gt;Meet the Experts’ articles &lt;br /&gt;&lt;br /&gt;http://www.mscare.org/cmsc/images/pdf/ssdi.pdf &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Past (and current) issues of the Journal of MS Care &lt;br /&gt;&lt;br /&gt;http://www.mscare.org/cmsc/Past-Issues.html &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Good luck!!! &lt;br /&gt;&lt;br /&gt;Please let me know if you visit, and if you find anything of interest!!!&lt;br /&gt;_________________&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/13058975-6053393148414421585?l=www.disabilitykey.com%2Fblog'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/6053393148414421585/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=13058975&amp;postID=6053393148414421585' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/6053393148414421585'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/6053393148414421585'/><link rel='alternate' type='text/html' href='http://www.disabilitykey.com/blog/2007/05/read-join-if-you-have-ms-cmsc.html' title='READ; Join if you have MS: cMSc; Consortium of MS Centers'/><author><name>Carolyn Magura</name><uri>http://www.blogger.com/profile/11356868391326749951</uri><email>csmagura@yahoo.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='01511514866350383143'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-13058975.post-3436711730346668941</id><published>2007-04-01T18:27:00.000-07:00</published><updated>2007-04-01T18:30:21.438-07:00</updated><title type='text'>FANTASTIC MS Website</title><content type='html'>I've been developing an Educational document for nurses who work with Chronic Disease patients, and came accross a fantastic MS website called:  Consortium of MS Centers.&lt;br /&gt;&lt;br /&gt;Here are some links within this website.  If you access it, and find anything of interest, please comment!!!&lt;br /&gt;&lt;br /&gt;Home Page for cMSc: Consortium of MS Centers&lt;br /&gt;&lt;br /&gt;http://www.mscare.org/cmsc/index.php&lt;br /&gt;&lt;br /&gt;How to apply for SSDI&lt;br /&gt;http://www.mscare.org/cmsc/images/pdf/ssdi.pdf&lt;br /&gt;Meet the Experts’ articles&lt;br /&gt;&lt;br /&gt;http://www.mscare.org/cmsc/images/pdf/ssdi.pdf&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Past (and current) issues of the Journal of MS Care&lt;br /&gt;&lt;br /&gt;http://www.mscare.org/cmsc/Past-Issues.html&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/13058975-3436711730346668941?l=www.disabilitykey.com%2Fblog'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/3436711730346668941/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=13058975&amp;postID=3436711730346668941' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/3436711730346668941'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/3436711730346668941'/><link rel='alternate' type='text/html' href='http://www.disabilitykey.com/blog/2007/04/fantastic-ms-website.html' title='FANTASTIC MS Website'/><author><name>Carolyn Magura</name><uri>http://www.blogger.com/profile/11356868391326749951</uri><email>csmagura@yahoo.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='01511514866350383143'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-13058975.post-4211121714183261325</id><published>2007-03-29T16:11:00.000-07:00</published><updated>2007-03-29T16:15:22.295-07:00</updated><title type='text'>LIFE AFTER 50 WITH A CHRONIC DISEASE</title><content type='html'>In addition to my website and my moderating functions on the http://www.butyoudontlooksick.com "virtual village" website, I'm also a Question Answerer on YAHOO.&lt;br /&gt;&lt;br /&gt;Here's an answer that I just gave to someone wanting to know, basically, if someone can actually HAVE a qualify live after age 50 with a chronic disease (in the asker's case, the disease is MS).  Here's what I said:&lt;br /&gt;&lt;br /&gt;Well, I guess that I qualify!! I'm 58 and have been successfully managing the myriad symptoms of MS for over 45 years!!!!!! AND, I have to say - with NO QUALIFICATIONS - that my quality of life is far better now than it was in my first 50 years of life!!!! I currently use whatever "daily active hours" I have (about 3 each day) as a passionate and aggressive Disability Advocate, Educator, and Expert Witness!!&lt;br /&gt;&lt;br /&gt;Here are my qualifications for this statement:&lt;br /&gt;&lt;br /&gt;1) I was an HR Executive for over 30+ years before i went on full disability.&lt;br /&gt;&lt;br /&gt;2) When it became obvious that I needed to go on disability - and, having been a Federal "Personnel Auditor" for the first half of my professional career - I put together a process and used it, that got me approved for Long Term Disability and for SSDI the first time around in under 30 days, the first time around!!! AND, it usually takes over 3 years to get approved!!&lt;br /&gt;&lt;br /&gt;3) Having been sccessful myself, I documented my process and created a DisabilityKey Workbook - over 100 pages of forms and actual examples. Tthen, created a website with tons of free stuff on it for folks with MS and any other type of disease: http://www.disabilitykey.com&lt;br /&gt;&lt;br /&gt;Within this website, you can find my blog with over 80+ entries. Tons of info on: Chronic Disease Self-Management; Expert Patient; and, Patient-Centered Health Care.&lt;br /&gt;&lt;br /&gt;4) Since 2000, I've been working locally, nationally, and worldwide to assist people with disabilities better document, corroborate and communicate their symptom impairments, to empower them to self-advocate for themselves and acquire the resources they need to attain the optimum quality of life for themselves.&lt;br /&gt;&lt;br /&gt;My website has free ebooklets for download on: triggering ADA while working with a disability; why someone is denied SSDI; and Self-Advocacy.&lt;br /&gt;&lt;br /&gt;5) I work closely with the local chapter of the Natn'l MS Assn and offer free quarterly seminars, and meet with folks face to face every other Monday for 2 hours. I've also been priveledged to address MS patients and their caregivers for local health care networks, and am currently working on educational tools to instruct health care professionals on how better to assist folks with disabilities.&lt;br /&gt;&lt;br /&gt;6) Since March of 2006 I've been very active as a Moderator on the "virtual village for folks with autoimmune diseases" website: http://www.butyoudontlooksick.com... &lt;br /&gt;&lt;br /&gt;I moderate the Work Related, Social Security, Baby Boomers and MS Forums.&lt;br /&gt;&lt;br /&gt;7) I've been answering questions here on this forum for a while now.&lt;br /&gt;&lt;br /&gt;8) Through all these resources, I've been able to provide info to approaching 1,5000 folks with disabilities, and those who actually take the time to follow the process have been successful in their endeavors.&lt;br /&gt;&lt;br /&gt;So, please take a look at my website and the "virtual village". Join within the virtual village and ask questions about "life after 50 with any autoimmune disease" - not just MS!! You'll find that our similarities far outweigh our different illnesses/conditions!!&lt;br /&gt;&lt;br /&gt;Hope that this helps!! As you can probably tell, attitude is a key component in success.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Good Luck, and hope that this helps!!!!!&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/13058975-4211121714183261325?l=www.disabilitykey.com%2Fblog'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/4211121714183261325/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=13058975&amp;postID=4211121714183261325' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/4211121714183261325'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/4211121714183261325'/><link rel='alternate' type='text/html' href='http://www.disabilitykey.com/blog/2007/03/life-after-50-with-chronic-disease.html' title='LIFE AFTER 50 WITH A CHRONIC DISEASE'/><author><name>Carolyn Magura</name><uri>http://www.blogger.com/profile/11356868391326749951</uri><email>csmagura@yahoo.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='01511514866350383143'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-13058975.post-111668515637923975</id><published>2006-12-19T07:19:00.000-08:00</published><updated>2006-07-03T19:48:40.276-07:00</updated><title type='text'>About Carolyn Magura</title><content type='html'>Carolyn Magura is a pro-active advocate for assisting people with disabilities learn how to advocate for themselves to receive the care and financial assistance they qualify for and need. She also helps people with disabilities learn to help themselves through better life and symptom management. Her expertise has been gained through a combination of 35+ years as a Human Resources Executive, and through 45+ years as a Multiple Sclerosis survivor.&lt;br /&gt;&lt;br /&gt;Carolyn has turned her successful process into a “How To” Workbook. This Workbook contains not only the step-by-step process to file for Long Term Disability (LTD) and SSDI, it contains the actual forms and letters that she used, as well as blank forms and letters that anyone else can use for themselves. Roughly 60% of all SSDI claims are rejected on the first attempt, and 80% of those are rejected at the Reconsideration stage. With Carolyn's workbook, your odds can be greatly improved. The process Carolyn discusses in her workbook is the same one she used to become the first person in the State of Oregon to receive Social Security Disability Insurance (SSDI) on the first attempt and in less than 30 days.&lt;br /&gt;&lt;br /&gt;In addition to the Workbook, Carolyn is dedicated to working with others as they use the Workbook for themselves. After being misdiagnosed for many years, Carolyn’s Multiple Sclerosis was conclusively diagnosed in 1997. She tested her process on herself, first. She then appeared on numerous local television shows, and was published in local articles and magazines about her successes. In June of 2003, she was published as a Mentor in BIOGEN’s Avonex Alliance news magazine, explaining her process to others.&lt;br /&gt;&lt;br /&gt;Click on the link below to receive Carolyn 's easy-to-read,&lt;br /&gt;easy-to-follow guide through this difficult, trying&lt;br /&gt;process.&lt;br /&gt;&lt;br /&gt;&lt;a title="Click Here To Download Now" href="http://www.disabilitykey.com/products.htm"&gt;Click Here To Download Now&lt;/a&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/13058975-111668515637923975?l=www.disabilitykey.com%2Fblog'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/111668515637923975/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=13058975&amp;postID=111668515637923975' title='4 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/111668515637923975'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/111668515637923975'/><link rel='alternate' type='text/html' href='http://www.disabilitykey.com/blog/2006/12/about-carolyn-magura.html' title='About Carolyn Magura'/><author><name>Carolyn Magura</name><uri>http://www.blogger.com/profile/11356868391326749951</uri><email>csmagura@yahoo.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='01511514866350383143'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>4</thr:total></entry><entry><id>tag:blogger.com,1999:blog-13058975.post-111964282009340213</id><published>2006-12-11T12:52:00.000-08:00</published><updated>2006-07-03T19:48:53.876-07:00</updated><title type='text'>Need A Disability Lawyer/ Attorney?</title><content type='html'>&lt;span style="font-family:trebuchet ms;"&gt;Need to talk to a disability lawyer / disability attorney? Disabled due to mesothelioma / asbestosis, vioxx, celebrex, bextra, or an accident covered by workers' compensation insurance? Try &lt;/span&gt;&lt;a href="http://www.anrdoezrs.net/click-1301713-9925660"&gt;&lt;span style="font-family:trebuchet ms;"&gt;Legal Match&lt;/span&gt;&lt;/a&gt;&lt;span style="font-family:trebuchet ms;"&gt; to find&lt;br /&gt;a lawyer / law firm to get a disability or employment attorney to represent your rights in a court of law. &lt;/span&gt;&lt;br /&gt;&lt;p&gt;&lt;span style="font-family:trebuchet ms;"&gt;Why, you may ask, should I get and pay for an Attorney? Many sources about Disability Attorneys say that the process for filing for SSDI (Social Security Disability Insurance), SSI (Supplemental Security Income), and even LTD (Long Term Disability Insurance) might as well be "secret" based on the clarity of information provided! Some of the research indicates that a Disability Attorney will increase your odds of success by 50%.&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style="font-family:Trebuchet MS;"&gt;Now, why do we suggest a Disability Attorney and/or an Employment Attorney? Well, it all depends upon your need. The need for an experienced attorney to assist you can be in many ways including, but not necessarily limited to, the following:&lt;/span&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;span style="font-family:trebuchet ms;"&gt;SSDI&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style="font-family:trebuchet ms;"&gt;SSI&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style="font-family:trebuchet ms;"&gt;LTD&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style="font-family:Trebuchet MS;"&gt;Workers' Compensation Insurance&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style="font-family:Trebuchet MS;"&gt;ADA (Americans with Disability Act) cases for termination, failure to hire, and other discriminatory acts&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style="font-family:Trebuchet MS;"&gt;Discrimination on the job because of a disability (ADA also)&lt;/span&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;span style="font-family:Trebuchet MS;"&gt;There may be others, but your search will allow you to identify the best Attorney for your situation.&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style="font-family:Trebuchet MS;"&gt;Good Luck!&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/p&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;/span&gt;&lt;p&gt;&lt;/p&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/13058975-111964282009340213?l=www.disabilitykey.com%2Fblog'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/111964282009340213/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=13058975&amp;postID=111964282009340213' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/111964282009340213'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/111964282009340213'/><link rel='alternate' type='text/html' href='http://www.disabilitykey.com/blog/2006/12/need-disability-lawyer-attorney.html' title='Need A Disability Lawyer/ Attorney?'/><author><name>Carolyn Magura</name><uri>http://www.blogger.com/profile/11356868391326749951</uri><email>csmagura@yahoo.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='01511514866350383143'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-13058975.post-115516100823164686</id><published>2006-08-09T15:01:00.000-07:00</published><updated>2006-08-09T15:03:28.243-07:00</updated><title type='text'>Relationship between MS and Bell's Palsy?</title><content type='html'>&lt;span style="font-family:trebuchet ms;"&gt;Q:  Is there a link between MS and Bells Palsy?&lt;br /&gt;&lt;br /&gt;A:  Yes, there CAN be a connection between MS and Bell's Palsy. In MS your own immune system attacks the mylin sheath covering your nerves. If this occurs within your brain, part of your head - the skin - could feel numb - like Bell's Palsy, or you could feel tingles upon the skin of your head.&lt;br /&gt;&lt;br /&gt;If you are diagnosed with Bell's Palsy, it wouldn't hurt to ask your Dr. about checking you for MS.&lt;br /&gt;&lt;br /&gt;To learn more about how to document your symptoms better, please see my website: http://www.disabilitlykey.com.&lt;br /&gt;&lt;br /&gt;Source(s):&lt;br /&gt;Personal experience. I have had MS for over 45 years, and I have also had Bell's Palsy.&lt;br /&gt;&lt;br /&gt;&lt;/span&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/13058975-115516100823164686?l=www.disabilitykey.com%2Fblog'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/115516100823164686/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=13058975&amp;postID=115516100823164686' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/115516100823164686'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/115516100823164686'/><link rel='alternate' type='text/html' href='http://www.disabilitykey.com/blog/2006/08/relationship-between-ms-and-bells.html' title='Relationship between MS and Bell&apos;s Palsy?'/><author><name>Carolyn Magura</name><uri>http://www.blogger.com/profile/11356868391326749951</uri><email>csmagura@yahoo.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='01511514866350383143'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-13058975.post-115509823313756967</id><published>2006-08-08T21:33:00.000-07:00</published><updated>2006-08-08T21:37:13.260-07:00</updated><title type='text'>Mayo Clinic Symptom Checker</title><content type='html'>&lt;span style="font-family:trebuchet ms;"&gt;Q:  I have lots of symptoms, but don’t know how best to discuss them with my doctor.  Can you give me some help?&lt;br /&gt;&lt;br /&gt;A:  I subscribe to a monthly "e-letter" from the Mayo Clinic.  In this August's e-letter, the "Tools for Healthier Lives" section contained a specific tool that I thought might be of great interest to those looking to better communicate with their doctors!!  Under the category "Diseases and Conditions", the Mayo Clinic offers a SYMPTOM CHECKER.&lt;br /&gt;&lt;br /&gt;Here's the link to this tool: &lt;br /&gt;&lt;br /&gt;http://www.mayoclinic.com/health/symptom-checker/DS00671&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Here's what the introduction to this guide says:&lt;br /&gt;&lt;br /&gt;"Use this guide to discover the most common causes of the most common symptoms."  The list is split into one for Adults and one for children.&lt;br /&gt;&lt;br /&gt;The guide further cautions that it is a Guide only; that you should work with your doctor for an accurate diagnosis.&lt;br /&gt;&lt;br /&gt;When you click onto a "condition" you are taken to a page where you can identify symptoms and other information about the specific "condition".  Then, on the right side of that page, you'll find a list of "situations" where the Mayo Clinic states that if you have THIS, see your doctor entitled "When to seek medical advice".&lt;br /&gt;&lt;br /&gt;To provide you with an example, I selected the condition "Numbness of tingling in hands".  The next page allowed me to select from the following categories:&lt;br /&gt;&lt;br /&gt;*  Symptoms&lt;br /&gt;*  Triggered by&lt;br /&gt;*  Relieved by&lt;br /&gt;*  Accompanied by&lt;br /&gt;&lt;br /&gt;Based on my selections, I was taken to the next page that offered me a choice of 5 "possible causes" of my symptoms:&lt;br /&gt;&lt;br /&gt;1)  Peripheral Neuropathy&lt;br /&gt;2)  Pinched nerve&lt;br /&gt;3)  Carpal Tunnel Syndrome&lt;br /&gt;4)  "football stingers"&lt;br /&gt;5)  Stroke&lt;br /&gt;&lt;br /&gt;In this way, I can copy my symptoms and what might be the possible causes and take the info to my personal doctor and ask for clarification.&lt;br /&gt;&lt;br /&gt;Hope that this helps some of you!!&lt;br /&gt; &lt;/span&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/13058975-115509823313756967?l=www.disabilitykey.com%2Fblog'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/115509823313756967/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=13058975&amp;postID=115509823313756967' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/115509823313756967'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/115509823313756967'/><link rel='alternate' type='text/html' href='http://www.disabilitykey.com/blog/2006/08/mayo-clinic-symptom-checker.html' title='Mayo Clinic Symptom Checker'/><author><name>Carolyn Magura</name><uri>http://www.blogger.com/profile/11356868391326749951</uri><email>csmagura@yahoo.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='01511514866350383143'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-13058975.post-115189293186962409</id><published>2006-07-02T19:02:00.000-07:00</published><updated>2006-07-02T19:15:31.883-07:00</updated><title type='text'>RFC/PCE (Residual Functional Capacity/Physical Capacity Evaluation ) What is it; Why is it Important?</title><content type='html'>&lt;div align="center"&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;strong&gt;RFC/PCE (Residual Functional Capacity/Physical Capacity Evaluation)  What is it; Why is it important?&lt;/strong&gt;&lt;/span&gt;&lt;/div&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;This document is an assessment process by either your doctor or the Insurance company's doctor, of your current and PROJECTED normal daily living activity abilities. &lt;span style="font-size:130%;color:#ff0000;"&gt;&lt;strong&gt;It is important to understand this concept; it is the primary reason why folks' Social Security claims are denied.&lt;/strong&gt;&lt;/span&gt; &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;Disability Insurance companies - like SS, pay out because the person has lost income, because they can't work; and, they can't work because their symptoms impair (keep them from) doing the activities of their job, and of their daily life. &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;To give you a better understanding of this process, please go to the Downloads and Articles link within the &lt;a href="http://www.disabilitykey.com"&gt;www.disabilitykey.com&lt;/a&gt; website.  Here is that link:  &lt;a href="http://www.disabilitykey.com/downloads.htm"&gt;http://www.disabilitykey.com/downloads.htm&lt;/a&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;The RFC/PCE example available here for you to donwload FOR FREE, is my actual, sanatized form.  I provide it to you as an example to supplement your Disabilitykey Workbook.  &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;Best of luck in completing your own form with your doctor.&lt;/span&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/13058975-115189293186962409?l=www.disabilitykey.com%2Fblog'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/115189293186962409/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=13058975&amp;postID=115189293186962409' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/115189293186962409'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/115189293186962409'/><link rel='alternate' type='text/html' href='http://www.disabilitykey.com/blog/2006/07/rfcpce-residual-functional.html' title='RFC/PCE (Residual Functional Capacity/Physical Capacity Evaluation ) What is it; Why is it Important?'/><author><name>Carolyn Magura</name><uri>http://www.blogger.com/profile/11356868391326749951</uri><email>csmagura@yahoo.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='01511514866350383143'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-13058975.post-115189209723672639</id><published>2006-07-01T18:54:00.000-07:00</published><updated>2006-07-03T19:49:11.476-07:00</updated><title type='text'>MEDICAID VS MEDICARE</title><content type='html'>&lt;span style="font-family:trebuchet ms;"&gt;Just like there's confusion over the difference between SSDI and SSI, there's confusion over the difference between Medicare and Medicaid. &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;So, here in a nutshell, is the definition of each.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;strong&gt;Medicare&lt;/strong&gt; - the very same health plan that retired people over 65 enjoy - can be obtained after receiving SSDI for 24 months. (NOTE: ONCE YOU QUALIFY FOR SSDI, YOU HAVE TO WAIT FOR 29 MONTHS BEFORE RECEIVING YOUR FIRST CHECK.) Medicare has two parts: Part A, which you pay for through your payroll taxes, and which covers overnight hospital bills, hospices, home health care and very limited, partial nursing home care. And Part B, three-fourths of which is paid for by federal income tax, and one-fourth ($84.00 a month in 2006, deducted from your SSDI check) by you. It pays for doctor, ambulance, emergency room, clinic and most other outpatient care (except drugs and nutritional products). &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;strong&gt;As of May 15th, 2006&lt;/strong&gt;, Medicare now has a Part D which covers partial payment of prescriptions. Most people who qualify for Medicare select a "Supplement" package that covers additional things such as Doctor visits (minus the co-pay) and other things usually covered by a Health Insurance Plan. You have to pay extra for this. If you become eligible for Medicare after May 15th, 2006, you have to select a carrier for Part D. This can be included in your "supplemental" package, as mine is, or it can be a separate coverage. &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;strong&gt;Medicaid&lt;/strong&gt; is run by the state and local governments. It completely covers hospitalization, clinic visits, emergency room visits, doctors' visits, hospices, home health care, nursing home stays, ambulance and outpatient prescription drugs. Medicaid has very small co-payments for prescriptions, doctor visits and some other care. While all hospitals and almost all drug stores accept Medicaid, most doctors don't, and many home health agencies, nursing homes, and hospices are also reluctant to accept Medicaid. &lt;strong&gt;People on SSI are eligible for Medicaid&lt;/strong&gt;, and in most but not all of the states in the nation, SSI sends lists of recipients to the local government, which then automatically sends Medicaid cards out to them. But in some states, you must always apply separately for Medicaid at the welfare office, even if you're on SSI. &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;span style="color:#ff0000;"&gt;It's possible - indeed, sometimes it's absolutely necessary - to be on both Medicare and Medicaid.&lt;/span&gt; In that case, Medicare first pays medical bills up to whatever its rules allow, then Medicaid pays the rest. Always get Medicaid, if you can, to supplement Medicare, because with it, you'll have a way to pay deductibles and co-payments that you would otherwise face without it. Moreover, Medicaid pays for some things Medicare doesn't cover at all. Conversely, always get and keep Medicare (including Part B) even if you are already on Medicaid. Medicare pays doctors and hospitals more than Medicaid does, and therefore will make them more likely to accept you as a patient and devote adequate time to your case. Don't be afraid of the Part B monthly premium, either. Once you're on Medicaid, it will start paying the Medicare premium for you, and your SSDI check will go up by $84.00. &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;strong&gt;According to the Social Security Administration some assets are considered exempt (not countable) toward SSI eligibility such as:&lt;/strong&gt; &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;• The house an individual lives in and the land it is on; &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;• Personal and household goods (depending on their value); &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;• Life insurance with a face value of $1,500 or less; &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;• Burial plots or spaces for the individual and immediate family; burial funds for the individual; &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;• A car with a current fair market value up to $4,500. The car may be of any value, however, if it has been modified to accommodate a person¹s disability or if it is needed for necessary activities. &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;Some of an individual¹s income is also not counted toward SSI eligibility such as: The first $20 of most income received in a month (from any source); the first $65 a month earned from working and half the amount over $65; food stamps; most food clothing and shelter from non-profit organizations; most home energy assistance. If the individual with a disability works, any wages used to pay for items needed for work related to the disability are not counted as income. (Source: Social Security Administration.) Since eligibility for government benefits is dependent on these financial restrictions, a person with a disability would be in jeopardy of loosing those benefits if he or she amasses any resources above the limit. &lt;/span&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/13058975-115189209723672639?l=www.disabilitykey.com%2Fblog'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/115189209723672639/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=13058975&amp;postID=115189209723672639' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/115189209723672639'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/115189209723672639'/><link rel='alternate' type='text/html' href='http://www.disabilitykey.com/blog/2006/07/medicaid-vs-medicare.html' title='MEDICAID VS MEDICARE'/><author><name>Carolyn Magura</name><uri>http://www.blogger.com/profile/11356868391326749951</uri><email>csmagura@yahoo.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='01511514866350383143'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-13058975.post-115129451295821869</id><published>2006-06-25T20:48:00.000-07:00</published><updated>2006-06-25T21:01:52.996-07:00</updated><title type='text'>SSDI VS SSI</title><content type='html'>&lt;div align="center"&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;span style="font-size:130%;"&gt;&lt;strong&gt;SSDI versus SSI&lt;/strong&gt;&lt;/span&gt; &lt;/span&gt;&lt;/div&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;I have had, and continue to have, numerous questions about the difference between SSDI and SSI. Summarized below are the key differences.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;The SSDI and SSI programs are the largest of the Federal programs that provide assistance to people with disabilities. &lt;span style="color:#ff0000;"&gt;Generally, the medical requirements for disability eligibility are the same under SSDI and SSI&lt;/span&gt; programs, &lt;strong&gt;but the way these programs are funded differs&lt;/strong&gt;.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt; &lt;span style="color:#ff0000;"&gt;The SSDI program&lt;/span&gt; is funded by the Social Security taxes paid by employed individuals. Therefore, the SSDI program is based on a person’s work experience. &lt;span style="color:#ff0000;"&gt;The SSI program&lt;/span&gt; is funded by general tax revenues and pays benefits to people with disabilities who have limited income and assets, and is based on a person’s financial need. &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;span style="color:#ff0000;"&gt;&lt;strong&gt;SSDI:&lt;/strong&gt;&lt;/span&gt; Social Security Disability Insurance is an insurance program that sends out monthly checks to disabled workers who have paid Social Security taxes (called "FICA" on your paycheck stubs). You must have worked for at least 5 of the past 10 years before you apply to be "currently insured", or covered, but the minimum time is less if you're under age 31 when you become disabled. The amount you get depends upon how much you have paid in taxes and for how long, since SSDI is an insurance - not a welfare - program. In general, the higher your earnings have been and the longer you have earned them, the higher your SSDI check will be. Benefit amounts vary from a low of about $200 monthly to a high of about $1,600; the average SSDI check is about $850, but this average does reflect low wages paid in the South, in rural areas, and in small towns. &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;SSDI checks start at the end of the fifth month after the "date of onset," the day you became "disabled" under the Social Security rules by meeting the medical rules as well as not engaging in substantial gainful activity ("SGA”). The number of work credits you need for disability benefits depends on your age when you became disabled. Generally you need 20 credits earned in the last 10 years ending with the year you became disabled. &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;span style="color:#ff0000;"&gt;However, younger workers may qualify with fewer credits&lt;/span&gt;. The rules are as follows: &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;• Before age 24—You may qualify if you have six credits earned in the three-year period ending when your disability starts. &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;• Age 24 to 31—You may qualify if you have credit for having worked half the time between age 21 and the time you become disabled. For example, if you become disabled at age 27, you would need credit for three years of work (12 credits) out of the past six years (between age 21 and age 27). &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;• Age 31 or older—In general, you will need to have the number of work credits shown in the chart shown below. Unless you are blind, at least 20 of the credits must have been earned in the 10 years immediately before you became disabled. &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;Born After 1929, Become Disabled At Age Credits You Need &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;31 through 42: 20 &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;44: 22 &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;46: 24 &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;48: 26 &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;50: 28 &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;52: 30 &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;54: 32 &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;56: 34 &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;58: 36 &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;60: 38 &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;62 or older: 40 &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;The easiest way to check your financial eligibility is to request a Summary of Earnings and Benefits. You can obtain a request form as well as apply on-line at &lt;/span&gt;&lt;a href="http://www.ssa.gov/howto.htm" target="_blank"&gt;&lt;span style="font-family:trebuchet ms;"&gt;http://www.ssa.gov/howto.htm&lt;/span&gt;&lt;/a&gt;&lt;span style="font-family:trebuchet ms;"&gt; and click on: “How To Request a Social Security Statement of Earnings and Benefits.” You may also obtain a form to request the Statement at any Social Security office and most post offices. Ask for: “Request for Social Security Statement (SSA-7004).” &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;strong&gt;&lt;span style="color:#ff0000;"&gt;SSI&lt;/span&gt;&lt;/strong&gt;: Supplemental Security Income is a welfare program for disabled people who meet the Social Security medical and SGA disability rules and whose income and assets are below the eligibility levels. SSI allows assets of $2,000 liquid; a separate bank account of up to $1,500 for "burial"; a vehicle of any value, if used to go to medical care; household furnishings; certain self-employment business equity and equipment; and a lived-in home of any value. The SSI income level in 2002 is $545 per month (but it's higher in most wealthy industrial states, which supplement this amount). All gross income counts against this level: SSDI, earnings, pensions, gifts, contributions, bank interest, dividends, veterans' benefits, etc. If your SSDI check is below the SSI level, you can get SSI as well as SSDI. Before comparing gross income to this level, SSI disregards (i.e., doesn't count) $20 per month of any income, out-of-pocket Impairment Related Working Expenses (IRWEs: medical costs you pay to enable you to work) and $65 and half the rest of any earnings. If the resulting countable income is above the SSI income level (again, $545 in most---but not all-- states), you're not eligible. If it's computed to be less, you get an SSI check for the difference between your countable income and the SSI level - and, as a "fringe" benefit in most but not all states, a Medicaid card. &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;SSI—This is known as Title XVI (16) Supplemental Security Income. This program is for people who either: &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;• Have not paid enough quarters (earnings) into Social Security for any reason. &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;• Have limited resources and income.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt; &lt;span style="color:#ff0000;"&gt;Although you must be disabled according to SSA’s definition, you must first meet SSA’s strict resource eligibility test prior to your medical condition being considered. If your resources exceed SSA’s limit, you cannot collect SSI irrespective of your medical disability.&lt;/span&gt;&lt;/span&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/13058975-115129451295821869?l=www.disabilitykey.com%2Fblog'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/115129451295821869/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=13058975&amp;postID=115129451295821869' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/115129451295821869'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/115129451295821869'/><link rel='alternate' type='text/html' href='http://www.disabilitykey.com/blog/2006/06/ssdi-vs-ssi.html' title='SSDI VS SSI'/><author><name>Carolyn Magura</name><uri>http://www.blogger.com/profile/11356868391326749951</uri><email>csmagura@yahoo.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='01511514866350383143'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-13058975.post-115129361701091720</id><published>2006-06-24T20:45:00.000-07:00</published><updated>2006-06-26T05:53:30.893-07:00</updated><title type='text'>Do You Qualify For SSDI???</title><content type='html'>&lt;span style="font-family:trebuchet ms;"&gt;The Social Security Administration has provided this online "test" for people to use so that they can decide for themselves if they are eligible.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;BENEFIT ELIGIBILITY SCREENING TOOL (BEST) &lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href="https://s044a90.ssa.gov/apps12/best/benefits/" target="_blank"&gt;&lt;span style="font-family:trebuchet ms;"&gt;https://s044a90.ssa.gov/apps12/best/benefits/&lt;/span&gt;&lt;/a&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/13058975-115129361701091720?l=www.disabilitykey.com%2Fblog'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/115129361701091720/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=13058975&amp;postID=115129361701091720' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/115129361701091720'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/115129361701091720'/><link rel='alternate' type='text/html' href='http://www.disabilitykey.com/blog/2006/06/do-you-qualify-for-ssdi.html' title='Do You Qualify For SSDI???'/><author><name>Carolyn Magura</name><uri>http://www.blogger.com/profile/11356868391326749951</uri><email>csmagura@yahoo.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='01511514866350383143'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-13058975.post-115129338812876413</id><published>2006-06-23T20:31:00.000-07:00</published><updated>2006-07-04T08:59:19.196-07:00</updated><title type='text'>The Sad and Untimely Demise of Captain Richard (Dick) Head</title><content type='html'>&lt;span style="font-family:trebuchet ms;"&gt;Before I went onto full time LTD and SSDI, I had my DREAM job. I was the first female part owner/VP Human Resources for an American Ship Repair Yard. We employed over 2,500 employees; 24/7 operations; 11 unions, and lots of turmoil!!! &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;My agreement with the Managers who fixed ships was simple: I did people; they did big metal "things".&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;It was a rainy Wednesday, end of October night - around 8:00 pm. We had a ship in for repair with an English Capt., Head, and his wife aboard (they traveled the world together). They were out for a stroll, and, for whatever reason, were walking down the middle of the one way street leading out of the Ship Repair Yard. 8 pm is "lunch time" for Swing Shift; and, they only get 30 minutes. &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;A young man working in the Yard for a Contractor came tearing out of the yard going way over the speed limit, trying to drive while wiping the windshield. He felt a thud, and stopped the car - only to discover that he had hit and, regretably killed - Capt. Head. I got a call at home about 3 am to come into the Yard and "deal" with the situation, since I did "people". I came in, dealt with the police, the grieving widow, the hospital, etc. Got the widow into a downtown hotel; contacted her family in England and arranged to get them tickets to fly over to stay with her; went home for a few hours of sleep. &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;Now remember, the customer is always right. So, the next day, Thursday, I met with the family, and the widow wanted to have an open casket, full Catholic Mass, Memorial Service, the next day, in the Yard, so that the Ship's company could say one last good-by to the Capt. I had already priced caskets, embalming, cremation, etc., and when I started to convey the information to the family, the "Ship's Representative" - our "customer" said: "They no pay; you pay!"&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;I thought OK, but I wonder what Accounting was going to think when they saw my next month's VISA statement wherein I charged a casket, embalming, and cremation onto it!!!!! &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;I leave the family; make arrangements with the Funeral Parlor to prepare the Capt. for the service the next evening - Friday - for a 6 pm service. Now, the only place within the Yard suitable for the service was a nice room off of our Company Cafeteria. And, the only door wide enough to accept a coffin was the one that would lead the coffin through the kitchen. So, I had to call the State Health Dept. to make sure that I wasn't violating any health codes by wheeling a casket through the kitchen (and I wasn't as long as the body was embalmed). &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;Now, that Friday, as luck would have it, was Halloween. And, remember this is a rough and tumble, grubby ship repair Yard!! Just years before the yard would host Halloween parties with an open casket filled with ice and booze! And, even though we were kinder and gentler now, I didn't want the Swing Shift to see a group in the all windowed room off of the Cafeteria with an open casket! So, we purchased and figured out how to hang drapes. &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;Then, I remembered that I needed to find a Priest! Took a while to find one at the last minute~ It is finally Friday, around noon. I panic, remembering that I don't have any appropriate "funeral Catholic Mass" music to play, and run to the nearest Mall's music shop. I ask for funeral music, forgetting, momentarily that it is Halloween, and the clerk tries to sell me the Monster Mash. I explain and get the correct music; get back to the Yard and get the room set up for the Service. Dash home to change clothes; dash back to the Yard, where I remembered that I had to pay the Priest for his services!! &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;So, I dash to Accounting and ask for a check made out to the Priest, and receive the wierdiest looks - until I remembered that not all folks working in the Yard knew about the upcoming Memorial Service. &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;Get back to the room; all arrive and the Service begins. Now, I hope you realize how serious an event this is. I had preped the Priest, that the Capt.'s name was Richard Head. But his family came from the UK, and they insisted in calling him, throughout the service by his nickname, Dick. I was horrified when folks in the service put the two names together, in "American slang", and started snickering. Well, we got through the Service; we had arranged for light food afterwards, and the evening ended, with all satisfied. &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;strong&gt;Observations&lt;/strong&gt;: first of all, I challenge any other HR Executive to have this type of task to perform! Second of all, this is a True Story! Only in an American Ship Repair Yard can you have a full Catholic Mass Memorial Service for Capt. Dick Head on Halloween.&lt;/span&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/13058975-115129338812876413?l=www.disabilitykey.com%2Fblog'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/115129338812876413/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=13058975&amp;postID=115129338812876413' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/115129338812876413'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/115129338812876413'/><link rel='alternate' type='text/html' href='http://www.disabilitykey.com/blog/2006/06/sad-and-untimely-demise-of-captain.html' title='The Sad and Untimely Demise of Captain Richard (Dick) Head'/><author><name>Carolyn Magura</name><uri>http://www.blogger.com/profile/11356868391326749951</uri><email>csmagura@yahoo.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='01511514866350383143'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-13058975.post-114471335642907335</id><published>2006-04-10T16:41:00.000-07:00</published><updated>2006-04-10T16:55:56.450-07:00</updated><title type='text'>Disability &amp; Quality of Life; Book Review "Thanks"</title><content type='html'>&lt;span style="font-family:trebuchet ms;"&gt;I'm sure that I've said it before, but, if not, I'll say it here.  I am firmly convinced taht your attitude is a very key component both to your quality of life, and, to your ability to - in balance - effectively manage your Chronic Illness!&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;And, with this in mind, my advice is to develop hobbies.  Within your hobbies, remember to share with others, especially the "guides" within your hobbies, your thanks for their input.  For example:  perhaps you decide that you want to become a great cook, and use Martha Stewart as a model.  After you dook something, using one of her recipies and receive rave reviews from your "eaters", write Martha a thank you email or letter!  It'll make both of you feel so much better.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;For me, I love reading.  And, when I finish a book that I really love, I go to the Author's website and let him/her know, and thank them.  Most even write back!  I even got an autographed "drink coaster" from one, and am going to be a "reader reviewer" of one of my favorite author's upcoming book, while it is in draft.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;I've copied below the thank-you email that I just sent to an author so that you can see what one looks like.  Hope you too enjoy a hobby and thank those who inspire you.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;Dear Mr. Katzenbach:&lt;br /&gt;&lt;br /&gt;Not sure why I just found you, but am soooo glad that I did!  The Madman's Tale is the third book of yours that I have read, and just finished it.  (Started with State of Mind, followed by The Analyst). Loved State of Mind; liked the technical structure of The Analyst, but thought it was too sad - he was soooo isolated - but REALLY LOVED THE MADMAN'S TALE!!&lt;br /&gt;&lt;br /&gt;I am a voracious reader (I've been "managing" Multiple Sclerosis for over 45 years, and now find myself on full time Disability) particularly of books of intrigue.  I find, however, that increasingly I need novels that keep me invested within the book.  If the story is too predictable, it just doesn't "hook me".&lt;br /&gt;&lt;br /&gt;You, sir, have a marvelous mastery of phraseology; your lyrical prose paints pictures so accurately that I found myself in the Hospital along with Lucy, Peter and Francis!!  I have obtained, and will read next, Hart's War - the book, and not the movie.  I want to view my OWN mental movie through your words!&lt;br /&gt;&lt;br /&gt;Couldn't help but document, and share back with you, some of my favorite phrases from The Madman's Tale.  These specific phrases were so eloquent; they so accurately depicted an emption, or a feeling, or, in the case of Francis, so clearly defined, in my humble opinion, (IMHO) SPECIFICALLY WHAT IT MEANS TO BE "HUMAN", that I couldn't help but let you know just how your words affected me!  Your prose kept me reading EVERY WORD, and not just skimming to catch the thread of the story, hurrying to "who done it"!&lt;br /&gt;&lt;br /&gt;Many authors can describe events, action, places and things, and some can capture the superficial quality of the characters.  What I find unique about you, Mr. K., is your ability to capture the essence of each character's "ghestalt"; raison d'etre (sp?); unique personality; and, how each both taps into the collective humanity, yet stands uniquely apart from it.&lt;br /&gt;&lt;br /&gt;1)  pg 168:  "When I think back, I can see so many little things that should have meant something....I was young, and I didn't understand that crime is like all the mechanical parts of a transmission.  Bolts and nuts, screws and pins, all meshing together to create a self-contained momentum that travels forward, controlled by forces that are a little like the wind; invisible, yet leaving signs in a piece of scrap paper that suddenly takes flight and dashes down the sidewalk, or a tree branch being tugged frist one way, then the next, or merely the distant dark storm clouds scudding across an ominous sky." &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;br /&gt;2)  pg 200:  "We are all defined by the dark, I thought.  Anyone can portray anything in the daylight.  But it is only at night, after the world had closed in, that our true selves come out."&lt;br /&gt;&lt;br /&gt;3)  pgs 218 &amp; 219:  "Sometime later that day, or maybe after the next, but certainly at some point during the steady procession of mad folks being escorted into Lucy Jones's office, it occurred to me that I had never really been a part of something before.....As a child, not being able to join in is a terrible thing.  Maybe the worst.....In all those years, I was never once invited to a birthday party.  Never asked to a sleepover.  Not once shoved into the back of a station wagon for an off-the-cuff trip to Friendly's for an ice-cream sundae.  I never got a phone call at night to gossip about school or sports or who had kissed whom after the seventh grade dance.....My life was unique because of the absence of all those little things that make up everyone else's normalcy."&lt;br /&gt;4)  pg 269:  "But that wasn't the real terrain of each housing unit.  The contours and topography were really defined by all the variety of madnesses contained within."  (Note:  this one REALLY resonated with me, as I was a Human Resources Executive for over 30 years before I went on Disability.  Whenever I walked into a room, I took deliberate "stock" of the temperature of the room; of the currents and eddies swirling around; of who was bouncing off of whom, etc.  I've just never seen it articulated as you have done!)&lt;br /&gt;&lt;br /&gt;5)  page 326:  IMHO, this is the depiction that separates someone like Francis who may be "crazy", yet is still humane, from a sociopath!  I loved how you phrased it!!  "All my life, all I wanted was to be normal.  Even tortured, like Peter and Lucy were, but normal.  Able to modestly function in the outside world, enjoy the simplest of things.....But I couldn't, because I knew, right in that moment, that I would forever be doomed to be closer in spirit and action to the man I hated and the man that scared me.  The Angel was giving in and luxuriating in all the murderous evil thoughts that lurked within me.  He was a fun house mirror version of myself.  I had the same rage.  The same desire.  The same evil.  I had just concealed it, shunted it away, thrown it into the deepest hole within me that I could find and cover it up with every mad thought, like boulders and dirt, so that it was buried where I hoped it could never burst forth." &lt;br /&gt;&lt;br /&gt;In these few words, you clearly articulated the essence of "free will".  AND, IMHO, just why God gave us humans free will.  He wants us to control our baser, evil urges, and do what is "right" through choice, not through coersion.&lt;br /&gt;&lt;br /&gt;You have succeeded in depicting the essence of being "acceptable"; of being acknowledged as a human being, with "rights" to exist.  And, after all, that's what all humans live their existence for; simply to be acknowledged as existing.&lt;br /&gt;&lt;br /&gt;Well, I've taken up too much of your time.  If you want to use my words as a review of your book anywhere, please feel free to do so. &lt;br /&gt;&lt;br /&gt;Also, if you ever need to a reader to read an ARC of your new book(s), I'd be delighted to do so.&lt;br /&gt;&lt;br /&gt;THANKS, again, for many enjoyable hours!  I'll probably be writing you again after I finish Hart's War!&lt;/span&gt;&lt;br /&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/13058975-114471335642907335?l=www.disabilitykey.com%2Fblog'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/114471335642907335/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=13058975&amp;postID=114471335642907335' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/114471335642907335'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/114471335642907335'/><link rel='alternate' type='text/html' href='http://www.disabilitykey.com/blog/2006/04/disability-book-review-thanks.html' title='Disability &amp; Quality of Life; Book Review &quot;Thanks&quot;'/><author><name>Carolyn Magura</name><uri>http://www.blogger.com/profile/11356868391326749951</uri><email>csmagura@yahoo.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='01511514866350383143'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-13058975.post-114431157975332119</id><published>2006-04-06T00:56:00.000-07:00</published><updated>2006-04-06T01:19:39.780-07:00</updated><title type='text'>PATIENT-CENTERED HEALTH CARE Update (Website Links)</title><content type='html'>&lt;span style="font-family:trebuchet ms;"&gt;The following list of 8 dimensions of Patient-Centered Care constitute an update on the series of blogs posted last summer.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;NRC and the Picker Institute have merged, and are working with Hospitals and Medical Clinics with a "Customer Satisfaction" survey.  The purpose of the survey is to assist the participating Medical Facilitly transition from the current style of "Illness or Doctor Centered" care into Patient-Centered care, based on the 8 dimensions listed below.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;Now, here's where I need your help.  There's a possibility that I may get the opportunity to address Doctors and Health Care representatives as a Patient Advocate, explaining to them the problems that current patients have communicating with their doctors - particularly patients with Chronic Conditions.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;So, as you read the 8 conditions listed below; as you go to the website links, please comment back to me with information that you might have to help Doctors and Health Care representatives better help you!!&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;Here's the link to the actual website wherein the following data appears.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;a href="http://nrcpicker.com/Default.aspx?DN=112,22,2,1,Documents"&gt;http://nrcpicker.com/Default.aspx?DN=112,22,2,1,Documents&lt;/a&gt;&lt;br /&gt;&lt;p&gt;&lt;span style="font-family:trebuchet ms;font-size:130%;"&gt;&lt;strong&gt;Eight Dimensions of Patient-Centered Care&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;&lt;br /&gt;&lt;a title="View Flash Movie" href="javascript:newWin("&gt;&lt;span style="font-family:trebuchet ms;"&gt;Respect for patient’s values, preferences, and expressed needs&lt;/span&gt;&lt;/a&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;Patients indicate a need to be recognized and treated as individuals by hospital staff.  They are concerned with their illnesses and conditions and want to be kept informed.  &lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;An atmosphere respectful of the individual patient should focus on quality of life.&lt;br /&gt;Involve the patient in medical decisions.&lt;br /&gt;Provide the patient with dignity, and respect a patient’s autonomy. &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;a title="View Flash Movie" href="javascript:newWin("&gt;&lt;span style="font-family:trebuchet ms;"&gt;Coordination and integration of care&lt;/span&gt;&lt;/a&gt;&lt;span style="font-family:trebuchet ms;"&gt; &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;Patients report feeling vulnerable and powerless in the face of illness.  Proper coordination of care can ease those feelings.  Patients identified three areas in which care coordination can reduce feelings of vulnerability:&lt;br /&gt;Coordination of clinical care;&lt;br /&gt;Coordination of ancillary and support services; and&lt;br /&gt;Coordination of “front-line” patient care.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;a title="View Flash Movie" href="javascript:newWin("&gt;&lt;span style="font-family:trebuchet ms;"&gt;Information and education&lt;/span&gt;&lt;/a&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;Patients express a fear information is being withheld from them and staff is not being completely honest about their condition and prognosis.  Based on patient interviews, hospitals can focus on three communication items to reduce these fears:&lt;br /&gt;Information on clinical status, progress and prognosis;&lt;br /&gt;Information on processes of care; and&lt;br /&gt;Information to facilitate autonomy, self care and health promotion.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;a title="View Flash Movie" href="javascript:newWin("&gt;&lt;span style="font-family:trebuchet ms;"&gt;Physical comfort&lt;/span&gt;&lt;/a&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;The level of physical comfort patients report has a tremendous impact on their experience.  Three areas were reported as particularly important to patients:&lt;br /&gt;Pain management;&lt;br /&gt;Assistance with activities and daily living needs; and&lt;br /&gt;Hospital surroundings and environment.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;a title="View Flash Movie" href="javascript:newWin("&gt;&lt;span style="font-family:trebuchet ms;"&gt;Emotional support and alleviation of fear and anxiety&lt;/span&gt;&lt;/a&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;Fear and anxiety associated with illness can be as debilitating as the physical effects.  Caregivers should pay particular attention to:&lt;br /&gt;Anxiety over physical status, treatment and prognosis;&lt;br /&gt;Anxiety over the impact of the illness on themselves and family; and&lt;br /&gt;Anxiety over the financial impact of illness.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;a title="View Flash Movie" href="javascript:newWin("&gt;&lt;span style="font-family:trebuchet ms;"&gt;Involvement of family and friends&lt;/span&gt;&lt;/a&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;Patients continually addressed the role of family and friends in the patient experience, and often expressed concern about the impact illness has on family and friends.  Family dimensions of patient-centered care were identified as follows:&lt;br /&gt;Providing accommodations for family and friends;&lt;br /&gt;Involving family and close friends in decision making;&lt;br /&gt;Supporting family members as caregivers; and&lt;br /&gt;Recognizing the needs of family and friends.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;a title="View Flash Movie" href="javascript:newWin("&gt;&lt;span style="font-family:trebuchet ms;"&gt;Transition and continuity&lt;/span&gt;&lt;/a&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;Patients often express considerable anxiety about their ability to care for themselves after discharge.  Meeting patient needs in this area requires staff to:&lt;br /&gt;Provide understandable, detailed information regarding medications, physical limitations, dietary needs, etc.;&lt;br /&gt;Coordinate and plan ongoing treatment and services after discharge; and&lt;br /&gt;Provide information regarding access to clinical, social, physical and financial support on a continuing basis.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;a title="View Flash Movie" href="javascript:newWin("&gt;&lt;span style="font-family:trebuchet ms;"&gt;Access to Care&lt;/span&gt;&lt;/a&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;Patients need to know they can access care when it is needed.  Focusing mainly on ambulatory care, the following areas were of importance to the patient:&lt;br /&gt;Access to the location of hospitals, clinics and physician offices;&lt;br /&gt;Availability of transportation;&lt;br /&gt;Ease of scheduling appointments;&lt;br /&gt;Availability of appointments when needed;&lt;br /&gt;Accessibility to specialists or specialty services when a referral is made; and&lt;br /&gt;Clear instructions provided on when and how to get referrals.&lt;/span&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/13058975-114431157975332119?l=www.disabilitykey.com%2Fblog'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/114431157975332119/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=13058975&amp;postID=114431157975332119' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/114431157975332119'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/114431157975332119'/><link rel='alternate' type='text/html' href='http://www.disabilitykey.com/blog/2006/04/patient-centered-health-care-update.html' title='PATIENT-CENTERED HEALTH CARE Update (Website Links)'/><author><name>Carolyn Magura</name><uri>http://www.blogger.com/profile/11356868391326749951</uri><email>csmagura@yahoo.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='01511514866350383143'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-13058975.post-114350102805553525</id><published>2006-03-27T14:58:00.000-08:00</published><updated>2006-03-27T15:10:28.070-08:00</updated><title type='text'>Preparing to see a Social Security Doctor</title><content type='html'>&lt;span style="font-family:trebuchet ms;"&gt;I have recently been asked about preparing to see a Social Security Doctor who will conduct an examination to determin the applicant's eligibility for SSDI.  This can be a scary proposition; also, if you do not take control of the situation upfront, your chances of success GREATLY DECREASE!!!&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;Here are some tips to increase your chances of using this situation in your favor of attaining your SSDI eligibility.  &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;When they tell you that they want you to see their Dr. it means that, for whatever reason, the information from your own personal Doctor was not sufficient for them to determine whether the SYMPTOMS of your illnesses impact your daily living activities to such a degree that you cannot perform work in some capacity, given your education, training, work history and age that will pay you more than the monthy qualifying amount ($860/month currently).  &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;It also means that you probably did not follow the process outlined in the DisabilityKey Workbook, acquired at the &lt;a href="http://www.disabilitykey.com"&gt;www.disabilitykey.com&lt;/a&gt; website.   So, let's see if we can help you play "catch-up".&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;Here are the links to the Social Security form called Residual Functional Capacity. The first is an explanation of how it is to be filled out. The second is to a copy of the actual form. &lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href="http://policy.ssa.gov/poms.NSF/lnx/0424510050" target="_blank"&gt;&lt;span style="font-family:trebuchet ms;"&gt;http://policy.ssa.gov/poms.NSF/lnx/0424510050&lt;/span&gt;&lt;/a&gt;&lt;span style="font-family:trebuchet ms;"&gt; &lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href="http://policy.ssa.gov/poms.NSF/lnx/0424510055" target="_blank"&gt;&lt;span style="font-family:trebuchet ms;"&gt;http://policy.ssa.gov/poms.NSF/lnx/0424510055&lt;/span&gt;&lt;/a&gt;&lt;span style="font-family:trebuchet ms;"&gt; &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;In a nutshell, the Social Security Administration needs to have evidence - preferably your Doctor(s)' chart notes and the results of any and all objective tests completed on you - that will allow them to complete this form about you. If they don't have it, they will send you to their Dr to get it. &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;In a perfect world, you would have taken this form into your own personal Doctor AHEAD OF TIME and completed it with him/her, and provided it to SSA with your application (that's what I did, and what I advise folks to do). &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;To see an actual example of a type of this form completed, check out the articles portions of the &lt;a href="http://www.disabilitykey.com"&gt;www.disabilitykey.com&lt;/a&gt; website.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;BUT, the best situation is to gollow the process in the DisabilityKey Workbook up front, and present the completed package to the Social Security Administration!&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;Best of Luck&lt;/span&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/13058975-114350102805553525?l=www.disabilitykey.com%2Fblog'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/114350102805553525/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=13058975&amp;postID=114350102805553525' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/114350102805553525'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/114350102805553525'/><link rel='alternate' type='text/html' href='http://www.disabilitykey.com/blog/2006/03/preparing-to-see-social-security.html' title='Preparing to see a Social Security Doctor'/><author><name>Carolyn Magura</name><uri>http://www.blogger.com/profile/11356868391326749951</uri><email>csmagura@yahoo.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='01511514866350383143'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-13058975.post-114185196025869394</id><published>2006-03-08T13:00:00.000-08:00</published><updated>2006-03-08T13:06:00.276-08:00</updated><title type='text'>2006 Paul G. Hearne/AAPD Leadership Awards WINNERS!!!</title><content type='html'>&lt;span style="font-family:trebuchet ms;"&gt;It is my pleasure to provide you with the information on this year's Paul G. Hearne/AAPD Leadership Award Winners.  No, I did not win, this year, but will apply again next year.  AND, if anyone out there has been assisted by anything you have read here, and would like to comment, please do so.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;At any rate, please see what these folks are doing -IN SPITE of their disabilities.  What can YOU DO if you put your mind to it????&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-size:130%;"&gt;&lt;strong&gt;Biographies of the 2006 Paul G. Hearne/AAPD Leadership Award Recipients&lt;br /&gt;&lt;/strong&gt;&lt;/span&gt;&lt;a name="megan"&gt;&lt;strong&gt;Megan O’Neil&lt;/strong&gt;&lt;/a&gt; is a recognized expert on asset building for people with disabilities. She is the Access to Assets Project Coordinator at the World Institute on Disability (WID) in Oakland, California, which strives to expand the capacity of lending institutions, asset building programs and disability organizations to increase the inclusion of people with disabilities in poverty reduction programs.&lt;br /&gt;A graduate of the University of Texas at Austin, she became a paraplegic in 1995 as the result of a car accident. It was her own experience as a disabled person that led to her advocacy and activism, and she has said that life on Supplemental Security Income (SSI) is what made her realize that she wanted more from life and from herself. In 2004, she sought to gain experience in the area of asset development, choosing as well to postpone graduate school.&lt;br /&gt;Megan has since become a strong advocate for people with disabilities in the acquisition of capital and assets, explaining that poverty is endemic to the disability community and life on public benefits ensures subsistence, thus resulting in complacency and endangering our future. Megan is building bridges between the assets building and disability communities, providing information on how best to serve people with disabilities at all the major asset building conferences.&lt;br /&gt;Explains Kathy Martinez, WID executive director, “In her short career as a disability advocate/activist, Megan has become a powerful force in the struggle to reduce poverty within the disability population by breaking down the walls of myth, misconception and ignorance that prevent disabled people from being considered good loan risks or entrepreneurs.” Megan is highly-regarded by the disability community on asset development issues, presenting to many groups, including the Ticket to Work and Work Incentives Advisory Panel.&lt;br /&gt;It is Megan’s goal within five years to eliminate asset tests on structured savings vehicles and to exclude all savings accounts with limited access (penalties occur with early withdrawal) from SSI asset calculations. She emphasizes the necessity for increased advocacy and awareness, and more interaction with high-level policymakers.&lt;br /&gt;&lt;br /&gt;&lt;a name="anisha"&gt;&lt;strong&gt;Anisha Imhoff-Kerr&lt;/strong&gt;&lt;/a&gt; is a young advocate who is striving to reduce stigma in the educational community in order to make it easier for people with disabilities to get a meaningful education. A full-time student at Albuquerque Technical Vocational Institute, where she is pursuing a double-major in political science and psychology, Anisha was diagnosed with bipolar disorder at the age of eleven. It is through her own experience as a college student, and her teachers’ limited experience in dealing with disabled students, that she began advocating for ways to educate educators on how to deal with students with disabilities.&lt;br /&gt;Anisha created a Forum for educators on students with mental health issues, which was held April 2005. Most recently, she formulated a student survey and a list of questions for faculty and student interviews; she surveyed 450 students and 30 teachers about their knowledge of mental health topics, special services, etc., finding that there was very little knowledge in this area. Anisha intends to fold the findings from this survey into the expansion of the Forum.&lt;br /&gt;She also uses her own experiences to help others by presenting workshops at conferences, and through State of Mine, a nonprofit youth-run advocacy organization she created. Through State of Mine, Anisha produced a video entitled Bipolar Unmasked, which illustrates what it is like to live a normal life with bipolar disorder as a teenager. She subsequently coordinated an art show, Visions, which displayed art created by teenagers with disabilities expressing what it is like to live with a disability.&lt;br /&gt;In 2004, Anisha was awarded the Amy Biehl Youth Spirit Award in recognition of her work with State of Mine and in the community promoting mental health awareness. She received a grant to continue those initiatives, with which she started a high school health class program that discusses behavioral health topics.&lt;br /&gt;Anisha, who also works fulltime for the New Mexico state government in the Children’s Cabinet, envisions law school in her future. She would like to widen the work she’s done for college mental health awareness, and recruit other youth advocates to continue and expand upon the work she is doing.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/13058975-114185196025869394?l=www.disabilitykey.com%2Fblog'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/114185196025869394/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=13058975&amp;postID=114185196025869394' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/114185196025869394'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/114185196025869394'/><link rel='alternate' type='text/html' href='http://www.disabilitykey.com/blog/2006/03/2006-paul-g-hearneaapd-leadership.html' title='2006 Paul G. Hearne/AAPD Leadership Awards WINNERS!!!'/><author><name>Carolyn Magura</name><uri>http://www.blogger.com/profile/11356868391326749951</uri><email>csmagura@yahoo.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='01511514866350383143'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-13058975.post-114178416092564976</id><published>2006-03-07T18:05:00.000-08:00</published><updated>2006-03-07T18:16:00.943-08:00</updated><title type='text'>Disability and Diet:  How to Select the "RIGHT" one for you?</title><content type='html'>&lt;span style="font-family:trebuchet ms;"&gt;Greetings!!  In the last "Diet" blog entry, I admitted that I was investigating about diets, and intending to start one.  I did my research, and have summarized that information here for you, so that you, if interested, can do your own investigation.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;As you read the following, you might want to take the "test" to determine your own BMI (Body Mass Index).  I discovered that my BMI, at this current time, is 34.  So, I have decided on my particular diet plan, and, to date, have lost 12 pounds!!!&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;Best of luck to you as you make your own choices, focused on your own health.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;a name="overweight"&gt;&lt;/a&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;span style="font-size:130%;"&gt;&lt;strong&gt;How do I know if I am overweight?&lt;/strong&gt;&lt;/span&gt; &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;br /&gt;According to the FDA, “Overweight refers to an excess of body weight, but not necessarily body fat.” Health professionals use a measurement known as &lt;strong&gt;body mass index (BMI)&lt;/strong&gt; to classify an adult's weight as healthy, overweight, or obese. The BMI Calculator provided by the National Institutes of Health can help you calculate your BMI.&lt;br /&gt;BMI&lt;br /&gt;Classification&lt;br /&gt;18.5-24.9 = Normal&lt;br /&gt;&lt;br /&gt;25-29.9 = Overweight&lt;br /&gt;&lt;br /&gt;≥(equal to, or greater than) 30 = Obese&lt;br /&gt;&lt;br /&gt;Overweight is defined as a BMI of 25 to 29.9 and obesity is defined as a BMI equal to or more than 30. A normal BMI for men and women is between 18.5 and 24.9, although there are exceptions to these guidelines. For example, a person might have a higher than normal BMI if they are small in stature but very muscular, or an elderly person might have a normal BMI, but be considered frail or underweight. It’s important to remember that BMI is just a number and is recommended to be used as a guide only.&lt;br /&gt;&lt;br /&gt;There are many other factors that need to be considered when judging how much you should weigh including:&lt;br /&gt;&lt;/span&gt;&lt;a href="http://www.rush.edu/itools/hip/hipcalc.html" target="_blank"&gt;&lt;span style="font-family:trebuchet ms;"&gt;waist-to-hip ratio (WHR)&lt;/span&gt;&lt;/a&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;br /&gt;bone structure&lt;br /&gt;muscle mass&lt;br /&gt;physical activity level&lt;br /&gt;genetics&lt;br /&gt;body shape&lt;br /&gt;age&lt;br /&gt;gender &lt;/span&gt;&lt;br /&gt;&lt;/span&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;br /&gt;Whether you are overweight or would just like to lose a few extra pounds and get in better shape, you have probably heard of some of the popular diets and their different claims to help you lose weight. You may be wondering if they really work and about their health benefits. To assist you in better understanding many of the currently popular diets, below are some weight loss decision websites.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Weight Loss Plan Decision Websites&lt;br /&gt;&lt;/strong&gt;&lt;br /&gt;1)  Which Weight Loss? – Best Weight Loss Plans &amp; Diets Compared&lt;br /&gt;&lt;br /&gt;&lt;/span&gt;&lt;a href="http://www.which-weight-loss.com/best-weight-loss.htm"&gt;&lt;span style="font-family:trebuchet ms;"&gt;http://www.which-weight-loss.com/best-weight-loss.htm&lt;/span&gt;&lt;/a&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;br /&gt;2)        How healthy is your diet?  The screening quiz at this website will help you determine if you have a healthy diet.&lt;br /&gt;&lt;br /&gt;&lt;/span&gt;&lt;a href="http://nutrition.about.com/library/healthydietquizparts/blhealthydietquiz.htm"&gt;&lt;span style="font-family:trebuchet ms;"&gt;http://nutrition.about.com/library/healthydietquizparts/blhealthydietquiz.htm&lt;/span&gt;&lt;/a&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;br /&gt;3)        Test your Knowledge about Nutrition&lt;br /&gt;&lt;br /&gt;&lt;/span&gt;&lt;a href="http://nutrition.about.com/library/blnutritionquiz.htm"&gt;&lt;span style="font-family:trebuchet ms;"&gt;http://nutrition.about.com/library/blnutritionquiz.htm&lt;/span&gt;&lt;/a&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;br /&gt;4)        Weight loss:  Finding a Weight Loss Program that Works for You  (A pdf document published by The Partnership for Healthy Weight Management.)  This site is a very valuable 12 page document that includes the following.&lt;br /&gt;Ø      Questions to ask about different Weight Loss Programs.&lt;br /&gt;Ø      A Body Mass Index chart (BMI)&lt;br /&gt;Ø      A Personal Health Profile Evaluation checklist&lt;br /&gt;Ø      A checklist for evaluating weight loss products and services.&lt;br /&gt;&lt;/span&gt;&lt;a href="http://www.ftc.gov/bcp/online/pubs/health/wgtloss.pdf"&gt;&lt;span style="font-family:trebuchet ms;"&gt;http://www.ftc.gov/bcp/online/pubs/health/wgtloss.pdf&lt;/span&gt;&lt;/a&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;br /&gt;5)  Dieting Review:  All the weight loss information you need. &lt;br /&gt;Ø      At this site, in the left hand column, you will find Diet Types.  By clicking on a type of diet, you will find a summary of that program and pros and cons about it.  Next, you will find different nutrition information; click on a type and find more information. &lt;br /&gt;Ø      At the top of the right hand column, you will find a series of weight loss tools.  One of particular interest is a “Fast Food Chart” that provides calories and fat grams/item at various fast food chains.&lt;br /&gt;&lt;br /&gt;&lt;/span&gt;&lt;a href="http://www.dieting-review.com/weightwatchers.htm"&gt;&lt;span style="font-family:trebuchet ms;"&gt;http://www.dieting-review.com/weightwatchers.htm&lt;/span&gt;&lt;/a&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;/span&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/13058975-114178416092564976?l=www.disabilitykey.com%2Fblog'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/114178416092564976/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=13058975&amp;postID=114178416092564976' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/114178416092564976'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/114178416092564976'/><link rel='alternate' type='text/html' href='http://www.disabilitykey.com/blog/2006/03/disability-and-diet-how-to-select.html' title='Disability and Diet:  How to Select the &quot;RIGHT&quot; one for you?'/><author><name>Carolyn Magura</name><uri>http://www.blogger.com/profile/11356868391326749951</uri><email>csmagura@yahoo.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='01511514866350383143'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-13058975.post-113894237920086901</id><published>2006-02-02T20:30:00.000-08:00</published><updated>2006-02-17T05:05:16.546-08:00</updated><title type='text'>Disability and Diet; Why a Need?</title><content type='html'>&lt;span style="font-family:trebuchet ms;"&gt;It is a new year filled with new opportunities for all of us. If you, like me, have a Chronic Disease that you are managing, you might fact the same problem that I am currently facing. I AM OVERWEIGHT. No, to be completely honest with all of you, I must admit that I am &lt;strong&gt;obese&lt;/strong&gt;. &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;How does this make me feel? Well, to quote teenagers, "it sucks"! It is one of the reasons that it has been hard for me to blog as much as I did last year. My committment to all of you is that I won't ask something of you that I haven't tried (and succeeded in) myself. So, in asking you to adopt the concepts of "Chronic Disease Self-Management", I had to first master it myself; in asking you to become an "Expert Patient", I had first to become one myself; in asking you to help your Doctor(s) join you in the new medical practice of "Patient Centered Health Care", I had first to practice this new health care with my doctors. (&lt;em&gt;&lt;span style="color:#ff0000;"&gt;Note: all of these concepts are described in detail in previous blogs within this series.)&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;br /&gt;&lt;em&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;/em&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;color:#000000;"&gt;So, we come full circle back to Chronic Disease Self-Management. While I modeled this concept for you in understanding, documenting, communicating about, and achieving financial support for your Chronic Disease with my Disability Workbook and the &lt;a href="http://www.disabilitykey.com"&gt;www.disabilitykey.com&lt;/a&gt; blog, I have NOT modeled the part of this self-management that deals with maxamizing what health I have left. &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;Yes, my current quality of life is excellent, it will be significantly better when I loose the weight that I have gained since my diagnosis in 1997. &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;So, I come clean with all of you. I have been researching weight loss plans and programs. I have been researching the types of excercises that are optimum for folks with all types and conditions of Chronic Disease. I have selected a program, and have &lt;span style="color:#ff0000;"&gt;succeeded in loosing 6 pounds during my first week on my diet&lt;/span&gt;!&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;These next few blog enteries will provide you with the research that I have done for myself on both weight loss plans and programs, and on exercise programs; I'll share with you the challenges and successes I have along my journey; and, if you write in with questions, I'll share your successes and challenges too.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;Tomorrow the journey begins! I sincerely hope that my journey diary helps motivate you to begin one of your own.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/13058975-113894237920086901?l=www.disabilitykey.com%2Fblog'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/113894237920086901/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=13058975&amp;postID=113894237920086901' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/113894237920086901'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/113894237920086901'/><link rel='alternate' type='text/html' href='http://www.disabilitykey.com/blog/2006/02/disability-and-diet-why-need.html' title='Disability and Diet; Why a Need?'/><author><name>Carolyn Magura</name><uri>http://www.blogger.com/profile/11356868391326749951</uri><email>csmagura@yahoo.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='01511514866350383143'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-13058975.post-113693622848079053</id><published>2006-01-10T15:20:00.000-08:00</published><updated>2006-01-10T15:37:08.576-08:00</updated><title type='text'>Disability Honesty:  HAPPY NEW YEAR 2006!!!</title><content type='html'>&lt;span style="font-family:trebuchet ms;"&gt;Can you believe that 2006 is here?  I am not sure where 2005 disappeared, but I look at my new calendar for 2006 and relish in the pictures of my intelligent, charming, captivating granddaughter, I realize that the new year is, indeed, upon us.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;If you have been wondering why the postings to this site have been VERY rare in the later months of 2005, I recognize that I am a person with disabilities who really wants to model my beliefs for all of you that I am talking to.  I recognize that I have to be honest first to myself, and then to all of you.  It is not acceptable to me to just "talk the talk"; I also need to "walk the walk".&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;So, the end of 2005 found me moving, recovering from the move and the resulting illnesses and MAJOR FATIGUE; then came the holidays, and I wanted to really enjoy my time with family and friends.  And, I discovered that I needed to work on my faith and ensure that I was providing guidance and wisdom for the "right" reasons.  All of these introspective activities took me through the end of 2005.  VERY HARD FOR A DIED-IN-THE-WOOL EXTROVERT!!!&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;Here it is 2006 and I feel that I finally am ready to continue blogging this blog and the one about Disability and the Workplace.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;Here are some of the highlights to come:&lt;/span&gt;&lt;br /&gt;&lt;ul&gt;&lt;li&gt;&lt;span style="font-family:Trebuchet MS;"&gt;Results of the 2006 Paul G. Hearne/AAPD Award;&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style="font-family:Trebuchet MS;"&gt;Results feedback from those who have actually taken the advice in these blogs;&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style="font-family:Trebuchet MS;"&gt;Steps I will be taking to further education of others; &lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style="font-family:Trebuchet MS;"&gt;How I personally am modeling my advice (particularly the part about taking responsibility for my own health care); etc.&lt;/span&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;span style="font-family:Trebuchet MS;"&gt;I welcome advice and questions from you, readers.  How has your journey been; how are you doing.&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt; &lt;/p&gt;&lt;p&gt;&lt;span style="font-family:Trebuchet MS;"&gt;KEEP TUNED, and please, if you want, comment on this blog with your ideas and/or questions.&lt;/span&gt;&lt;/p&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/13058975-113693622848079053?l=www.disabilitykey.com%2Fblog'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/113693622848079053/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=13058975&amp;postID=113693622848079053' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/113693622848079053'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/113693622848079053'/><link rel='alternate' type='text/html' href='http://www.disabilitykey.com/blog/2006/01/disability-honesty-happy-new-year-2006.html' title='Disability Honesty:  HAPPY NEW YEAR 2006!!!'/><author><name>Carolyn Magura</name><uri>http://www.blogger.com/profile/11356868391326749951</uri><email>csmagura@yahoo.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='01511514866350383143'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-13058975.post-113204210779043727</id><published>2005-11-14T23:56:00.000-08:00</published><updated>2005-11-15T00:10:44.323-08:00</updated><title type='text'>SSDI Financial Eligibility "Test"</title><content type='html'>&lt;span style="font-family:trebuchet ms;"&gt;You believe that you are disabled. You want to apply for SSDI (Social Security Disability Insurance) yet you do not know if you "qualify", at least financially.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;The Social Security Administration online website has developed a "test" called BEST (Benefit Eligibility Screening Tool) to assist you.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;But first, let's look at the "Earnings Requirement" for SSDI.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;strong&gt;&lt;span style="color:#ff0000;"&gt;The SSDI Earnings Requirement&lt;br /&gt;&lt;/span&gt;&lt;/strong&gt;Eligibility is based on being "insured" through your tax contributions to the Social Security trust fund. In 2005 you will receive one Social Security credit for each $920 you earned (up to the maximum of four credits per year). The number of credits required to be eligible for disability benefits depends on your age when you become disabled.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;br /&gt;Before age 24, you must have earned six credits during a 3 year period (12 quarters).&lt;br /&gt;&lt;br /&gt;Between ages 24-30, you must have earned credits for half of the calendar quarters in the period beginning after age 21 and the time you became disabled.&lt;br /&gt;&lt;br /&gt;After age 31, you must have earned credits for work in 5 years (20 calendar quarters) during a 10 year (40-quarter period) ending in or after the quarter in which you became disabled.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;&lt;span style="color:#ff0000;"&gt;What is BEST?&lt;/span&gt;&lt;/strong&gt; Here is the link: &lt;a href="http://best.ssa.gov/#1#1"&gt;http://best.ssa.gov/#1#1&lt;/a&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;The Benefit Eligibility Screening Tool (BEST) is a tool that you can use to find out if you could be eligible for benefits from any of the programs Social Security administers. This tool will give you eligibility information based on answers you give to the questions on the following pages; however, BEST is not an application for benefits and:&lt;br /&gt;&lt;br /&gt;1) will not give you an estimate of benefit amounts.&lt;br /&gt;&lt;br /&gt;2) does not know, or ask for, your name or Social Security number.&lt;br /&gt;&lt;br /&gt;3) does not access your personal Social Security records.&lt;br /&gt;&lt;br /&gt;If you have Medicare and want to find out if you might be eligible for extra help with your prescription drug costs, go to &lt;/span&gt;&lt;a href="http://www.socialsecurity.gov/prescriptionhelp" target="_blank"&gt;&lt;span style="font-family:trebuchet ms;"&gt;www.socialsecurity.gov/prescriptionhelp&lt;/span&gt;&lt;/a&gt;&lt;span style="font-family:trebuchet ms;"&gt;.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;/span&gt;&lt;p&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style="font-family:trebuchet ms;"&gt;The following are the types of questions answered before you take the BEST test.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/span&gt;&lt;a target="_blank" name="faq"&gt;&lt;/a&gt;&lt;a href="http://best.ssa.gov/#1#1" target="_blank"&gt;&lt;span style="font-family:trebuchet ms;"&gt;What benefits will BEST screen for?&lt;/span&gt;&lt;/a&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;a href="http://best.ssa.gov/#2#2" target="_blank"&gt;&lt;span style="font-family:trebuchet ms;"&gt;How much time will it take to answer all the questions?&lt;/span&gt;&lt;/a&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;a href="http://best.ssa.gov/#3#3" target="_blank"&gt;&lt;span style="font-family:trebuchet ms;"&gt;What types of questions will BEST ask?&lt;/span&gt;&lt;/a&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;a href="http://best.ssa.gov/#4#4" target="_blank"&gt;&lt;span style="font-family:trebuchet ms;"&gt;Do I have to answer all of the questions?&lt;/span&gt;&lt;/a&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;a href="http://best.ssa.gov/#5#5" target="_blank"&gt;&lt;span style="font-family:trebuchet ms;"&gt;What if I already get benefits from the Social Security Administration?&lt;/span&gt;&lt;/a&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;a href="http://best.ssa.gov/#6#6" target="_blank"&gt;&lt;span style="font-family:trebuchet ms;"&gt;Who will see the answers I give?&lt;/span&gt;&lt;/a&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;a href="http://best.ssa.gov/#7#7" target="_blank"&gt;&lt;span style="font-family:trebuchet ms;"&gt;What if I don't understand a question?&lt;/span&gt;&lt;/a&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;a href="http://best.ssa.gov/#8#8" target="_blank"&gt;&lt;span style="font-family:trebuchet ms;"&gt;What if I am helping someone else?&lt;/span&gt;&lt;/a&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;a href="http://best.ssa.gov/#9#9" target="_blank"&gt;&lt;span style="font-family:trebuchet ms;"&gt;What happens when I finish answering the questions?&lt;/span&gt;&lt;/a&gt;&lt;span style="font-family:trebuchet ms;"&gt; &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style="font-family:Trebuchet MS;"&gt;Best of luck (pun intended!).&lt;/span&gt;&lt;/p&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/13058975-113204210779043727?l=www.disabilitykey.com%2Fblog'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/113204210779043727/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=13058975&amp;postID=113204210779043727' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/113204210779043727'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/113204210779043727'/><link rel='alternate' type='text/html' href='http://www.disabilitykey.com/blog/2005/11/ssdi-financial-eligibility-test.html' title='SSDI Financial Eligibility &quot;Test&quot;'/><author><name>Carolyn Magura</name><uri>http://www.blogger.com/profile/11356868391326749951</uri><email>csmagura@yahoo.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='01511514866350383143'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-13058975.post-112855497438678865</id><published>2005-10-05T16:23:00.000-07:00</published><updated>2005-10-05T16:29:34.393-07:00</updated><title type='text'>Disability: Job Negotiation and Customized Employment:  Online Seminar</title><content type='html'>&lt;span style="font-family:trebuchet ms;"&gt;To begin to supply you with Disability and Employment information, we have located, and have provided you a link to, an online Seminar about Negotiating your Job and your Customized Employment.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;"Online Seminars&lt;br /&gt;Topic:   Job Negotiation and Customized Employment&lt;br /&gt;Pam Targett (the host of this online seminar) is the Director of Employment Services for Virginia Commonwealth University's Rehabilitation Research and Training Center on Workplace Supports. She oversees the day to day operations of the RRTC Supported Employment vendorship that serves approximately 70 individuals a year. &lt;strong&gt;She has been involved with direct services since 1986. During that time, she has served as the project coordinator for a number of demonstration projects that show how individuals with the most severe disabilities can work."  &lt;/strong&gt;&lt;em&gt;(Note: bolding not part of the original document; added for emphasis only.)&lt;br /&gt;&lt;/em&gt;Presentation&lt;br /&gt;&lt;/span&gt;&lt;a href="http://www.t-tap.org/training/onlineseminars/pam/pamslidemenu.htm"&gt;&lt;span style="font-family:trebuchet ms;"&gt;Job Negotiation and Customized Employment&lt;/span&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;If you cannot access the online seminar clicking on the link above, here is the url to that site.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href="http://www.t-tap.org/training/onlineseminars/pam/pamseminar.htm"&gt;http://www.t-tap.org/training/onlineseminars/pam/pamseminar.htm&lt;/a&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/13058975-112855497438678865?l=www.disabilitykey.com%2Fblog'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/112855497438678865/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=13058975&amp;postID=112855497438678865' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/112855497438678865'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/112855497438678865'/><link rel='alternate' type='text/html' href='http://www.disabilitykey.com/blog/2005/10/disability-job-negotiation-and.html' title='Disability: Job Negotiation and Customized Employment:  Online Seminar'/><author><name>Carolyn Magura</name><uri>http://www.blogger.com/profile/11356868391326749951</uri><email>csmagura@yahoo.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='01511514866350383143'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-13058975.post-112828741341636197</id><published>2005-10-02T13:59:00.000-07:00</published><updated>2005-10-02T14:10:15.673-07:00</updated><title type='text'>October:  NATIONAL DISABILITY EMPLOYMENT AWARENESS MONTH</title><content type='html'>&lt;span style="font-family:trebuchet ms;"&gt;Until I have the Disability and Employment blog set up, we will continue to add information to this blog.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;The following information was provided from the Department of Labor's Office of Disability Employment Policy (ODEP) about the month of October: National Disability Employment Awareness Month!&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;In recognition of the importance of this intiative and of this month, Disabilitykey will initiate the Disability and Employment resources during the month of October.  &lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:Trebuchet MS;"&gt;PLEASE STAY TUNED!&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;"In 1945, Congress designated a week in October to recognize the skills and contributions of people with disabilities to the workforce.  &lt;span style="color:#ff0000;"&gt;In 1988, Congress expanded the week to a month.  National Disability Employment Awareness Month &lt;/span&gt;has become an important annual tradition. Throughout the years, this observance has grown into a celebration of our continued efforts to expand employment opportunities for people with disabilities.  Secretary of Labor Elaine L. Chao recently announced the &lt;span style="color:#ff0000;"&gt;official theme for National Disability Employment Awareness Month 2005 — “Workers with Disabilities: Ready for Tomorrow's Jobs Today.”&lt;/span&gt;  This theme will be used by the private sector; federal, state and local governments; and advocacy organizations around the country to plan events and programs that showcase the abilities and skills of job candidates who have disabilities.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;As President George W. Bush has said, “Americans with disabilities are active and contributing members of our society, and they must have the opportunity to develop the skills they need to compete and obtain jobs in the 21st century workforce.” The President's New Freedom Initiative recognizes the tremendous contributions and potential of persons with disabilities who are, and who will continue to be, an important part of our nation's labor pool.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;Under the leadership of Secretary Chao, the Department of Labor’s &lt;/span&gt;&lt;a href="http://www.dol.gov/odep/" target="_blank"&gt;&lt;span style="font-family:trebuchet ms;"&gt;Office of Disability Employment Policy&lt;/span&gt;&lt;/a&gt;&lt;span style="font-family:trebuchet ms;"&gt; (ODEP) is developing and influencing policies and practices that directly impact the participation of people with disabilities in the workforce.  On October 19th we will host National Disability Mentoring Day, promoting career development for students and job seekers with disabilities through one-on-one job shadowing and hands-on career exploration. On October 27th, Secretary Chao will recognize the winners of The Secretary of Labor’s New Freedom Initiative Award to recognize the non-profits, small businesses, corporations and individuals that have demonstrated exemplary and innovative efforts in furthering the employment and workplace environment for people with disabilities, a goal of President Bush’s New Freedom Initiative.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;We are continuing our work to ensure that workforce development professionals have the tools they need to better serve the career goals of people with disabilities.  We have also developed DisabilityInfo.gov, an important online resource that offers help for employers looking for hard-working and dedicated employees. This continually updated Web site guides users to resources on employment programs and job accommodations for people with disabilities.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-family:trebuchet ms;"&gt;In 2001, the responsibility for leading the nationwide recognition of National Disability Employment Awareness Month was transferred to ODEP.  While we dedicate this month to raising awareness about the contributions and potential of people with disabilities, our work continues in advancing their full participation in the workforce and their communities."&lt;/span&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/13058975-112828741341636197?l=www.disabilitykey.com%2Fblog'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/112828741341636197/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=13058975&amp;postID=112828741341636197' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/112828741341636197'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/13058975/posts/default/112828741341636197'/><link rel='alternate' type='text/html' href='http://www.disabilitykey.com/blog/2005/10/october-national-disability-employment.html' title='October:  NATIONAL DISABILITY EMPLOYMENT AWARENESS MONTH'/><author><name>Carolyn Magura</name><uri>http://www.blogger.com/profile/11356868391326749951</uri><email>csmagura@yahoo.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='01511514866350383143'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry></feed>