You've been
diagnosed with an disabling illness that impacts your ability
to work, play and thrive.
You're overwhelmed
by the prospect of doctors, employment and legal issues, lawyers / attorneys/ law firms / lawsuits, new
expenses, loss of income and the mountains of paperwork
standing between you and your benefits.
You're not
alone. We know what you're facing
and we will show you the best way to navigate these
new challenges.
Disabilitykey.com
is a website designed to assist each person in his/her
own unique quest to navigate through the difficult
and often conflicting and misleading information
about coping with disabilities.
Carolyn
Magura, noted disability / ADA expert, has written an
e-Book documenting the process that allowed her
to:
a)
continue to work and receive her “full salary” while
on Long Term Disability; and
b)
become the first person in her State to qualify
for Social Security Disability the FIRST TIME, in
UNDER 30 DAYS.
Click
on the link below to receive Carolyn 's easy-to-read,
easy-to-follow direct guide through this difficult,
trying process. If you are disabled, don't let this
disabiling process disable you.
Click
Here To Download Now
Need to talk to a disability lawyer / disability attorney?
Disabled due to mesothelioma / asbestosis, vioxx,
celebrex, bextra, or an accident covered by workers
compensation insurance? Try Legal Match to find
a lawyer / law firm to get a disability or employment
attorney to represent your rights in a court of
law.
You are in the
middle of learning about your illness/disease, and
you are struggling with how best to communicate
with everyone who wants to know what is going on
with you.
If you are disabled due to an
illness and/or disease, you probably know how hard
it is to communicate all about your symptoms within
the limited time you have with your Doctor(s) (usually
no longer than 15 minutes per visit).
Your family wants
to know what’s going on with you, how you will be
impacted, and what they can do to help. You are
still working, but having a hard time with your
job. How best to communicate your symptom impairments
to your Employer?
Perhaps you need
to get an attorney / lawyer involved in your case; you have
been struggling with the legal “red tape” for years and
cannot get the Insurance companies, the state and/or
the Federal government to help. How can you communicate
years of information to your Attorney?
The Disabilitykey
Workbook contains step-by-step guidelines to assist
you in your legal & medical communications. By following the steps
contained therein, you should be better prepared
to:
Maximize your
time in talking to your Doctor(s) about your symptoms,
and their impacts on your daily “activities”.
Better communicate
with family and friends about your symptoms, their
impacts on your daily life, and how best they can
help you help yourself.
Better communicate
with your Employer about how your symptoms impact
the functions of your job & the relevant ADA (Americans with Disabilities Act) issues.
Effectively document
your symptoms and their impact on your Normal Daily
Living (NDL) should you be in the process of applying
for Long Term Disability (LTD) and/or Social Security
Disability Insurance (SSDI) / SSI.
Click on the
link below for noted disability expert Carolyn Magura's
easy-to-read, easy-to-follow guide through this
difficult, trying process.
Click
Here To Download Now
SHORT TERM DISABILITY
(STD) AND LONG TERM DISABLITY (LTD)
You have just
been diagnosed with an illness; you have looked
at your company benefits, and find out that you
have short term disability and long term disability.
BUT:
Do you know what
triggers eligibility for short term disability and/or
long term disability (a hint: it is NOT an illness
or an injury)? What triggers STD and LTD eligibility is a loss
of pay caused by symptom impairments from an illness
or injury (non work-related)!
Do you know what
is meant by “symptom impairment from an illness
or injury? It is not just saying “I have Multiple
Sclerosis”. What is necessary is to list your symptoms,
and to show how those symptoms keep you from doing
the “essential duties” of your job.
Do you know what
the “essential duties of your job” are? They should
be outlined in your Job Description. However, most
folks do not have an accurate job description. Where
will you get help in identifying these essential
duties? Do you need to get a lawyer involved?
You read the information
about your short term disability and long term disability
insurance coverage, and you notice the term “elimination
period”. What is this? How does it impact you? It
means that, even if you do qualify for the insurance,
you will not be paid for the timeframe called “elimination
period”. What are the legal implication? And, how do you get paid?
You read on about
long term disability and see that, even if you qualify,
you will receive compensation for only one year
(usually) if you are not able to perform your “own
occupation”. After that, you will have to go back
to work unless you can prove that you cannot perform
work in “any occupation”. How can you do this?
Click on the link
below to see Carolyn Magura's, noted disabilty expert,
answers to these questions and many more in an easy-to-read,
easy-to-follow format.
Click
Here To Download Now
You have just
been told by your Doctor that you have a disease/illness
that will change your life.
What do you do
now?
Where do you turn?
How do you learn
more about your illness or disease and how it will
impact you?
How do I keep
my family from freaking out?
What about working?
You have heard
about this law called “ADA”, but what is it, and
will it help you. And, if yes, how?
If you can’t work,
when and how do you tell your boss?
What about health
insurance?
Can you continue
it for yourself and your family if you can’t work? Can you get a health insurance policy with your disability?
What’s your timeline?
Click on the
link below to get disability expert Carolyn Magura's
answers these questions and many more in her invaluable
e-guide to social security disabilty benefits.
Click
Here To Download Now
Information good for disability
issues and term disability coverage in the following
states: Alabama, Alaska, Arizona, Arkansas, California,
Colorado, Connecticut, Delaware, District of Columbia,
Florida, Georgia, Hawaii, Idaho, Illinois, Indiana,
Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland,
Massachusetts, Michigan, Minnesota, Mississippi,
Missouri, Montana, Nebraska, Nevada, New Hampshire,
New Jersey, New Mexico, New York, North Carolina,
North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania,
Rhode Island, South Carolina, South Dakota, Tennessee,
Texas, Utah, Vermont, Virginia, Washington, West
Virginia, Wisconsin, and Wyoming. If you
don't have long term care insurance or disability
insurance, you need to consider its purchase.
1
1
1
1
1
1
1
1
1
1
1
1
1
1
|
